> ## Documentation Index
> Fetch the complete documentation index at: https://docs.talkover.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Credits Balance

> Retrieve the current account credit balance

# Get Credits Balance

Retrieve the current credit balance for the account.

<Info>
  This endpoint is part of the **Account API** and is authenticated with a user session token.
</Info>

## Endpoint

```
GET /api/v1/credits/balance
```

## Request headers

<ParamField header="Authorization" type="string" required>
  User session token. Format: `Bearer <user_session_token>`.
</ParamField>

## Examples

<RequestExample>
  ```bash theme={null}
  curl "https://app.talkover.ai/api/v1/credits/balance" \
    -H "Authorization: Bearer your_user_session_token"
  ```
</RequestExample>

## Response

<ResponseExample>
  ```json theme={null}
  {
    "success": true,
    "data": {
      "balance": 250.00,
      "currency": "USD",
      "auto_topup_enabled": true,
      "as_of": "2024-01-15T19:30:00Z"
    }
  }
  ```
</ResponseExample>

## Notes

* Balance updates in near real-time as calls complete and recharges process.
* For per-agent or per-call cost detail, use [Get Agent Pricing](/api-reference/endpoints/get-agent-pricing).