curl -X POST "https://app.talkover.ai/api/v1/auto-topup/disable" \
  -H "Authorization: Bearer talq_your_environment_token_here"

{
  "success": true,
  "data": {
    "is_enabled": false,
    "threshold_amount": 50.00,
    "recharge_amount": 100.00,
    "payment_method_id": "pm_uuid_1",
    "updated_at": "2024-01-15T13:30:00Z"
  }
}