curl "https://app.talkover.ai/api/v1/auto-topup/settings" \
  -H "Authorization: Bearer talq_your_environment_token_here"

{
  "success": true,
  "data": {
    "is_enabled": true,
    "threshold_amount": 50.00,
    "recharge_amount": 100.00,
    "scheduled_payment_enabled": false,
    "scheduled_amount": null,
    "day_of_month": null,
    "payment_method_id": "pm_uuid_1",
    "daily_limit": 500.00,
    "recharge_count_today": 0,
    "last_recharge_at": "2024-01-10T14:30:00Z",
    "currency": "USD"
  }
}