curl -X POST "https://app.talkover.ai/api/v1/auto-topup/test" \
  -H "Authorization: Bearer talq_your_environment_token_here"

{
  "success": true,
  "message": "Test recharge completed successfully",
  "data": {
    "amount_charged": 100.00,
    "currency": "USD",
    "new_balance": 250.00,
    "transaction_id": "txn_uuid_1"
  }
}

{
  "success": false,
  "message": "Auto topup is not configured",
  "code": "AUTO_TOPUP_NOT_CONFIGURED"
}

{
  "success": false,
  "message": "Payment method declined",
  "code": "PAYMENT_FAILED",
  "details": {
    "decline_reason": "insufficient_funds"
  }
}